Roxburgh Securities

Appreciating the value of gearing

William Shakespeare wrote, “Neither a borrower nor a lender be”, but the fact is debt can be a very useful tool – when used properly.

Using debt, you could buy a house you may not be able to afford outright. You just need some equity and you can borrow the rest, assuming you make the repayments.

Debt can also be used to buy investments with potential to grow in value, like shares and property. This strategy, known as gearing, may help you to build an investment portfolio faster than you could have otherwise.

To help repay the loan you’ll have income generated by your investments and possibly some tax deductions. So, for many people, servicing an investment loan can be an achievable outcome.

Steve Blizard at Roxburgh Securities can discuss a range of strategies proven to be highly effective in helping people make the most of debt. Individually, each strategy could significantly improve your financial position. By using a number of them in combination, you could optimise your finances and achieve financial independence.

Through our financial service partners, we can offer you competitive rates of finance to help you achieve your investment goals.

Phone [08] 9379 3555 [24 Hrs] or email steve@blizard.com.au for an obligation free appointment to review your finance arrangements.

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