Roxburgh Securities

Insurance – What are the facts?

Research indicates that 60 per cent of Australian families with dependants will run out of money within 12 months if the main income earner dies.

Also, one in three Australians could be disabled for more than three months before turning 65.

These are sobering facts, and are a reminder that life can often throw in a few curve balls. No one expects sudden death, accident or illness – but what if something did happen? How would you, your family or even your business cope financially?

Steve Blizard at Roxburgh Securities can discuss a range of strategies that can help protect your financial security. Each involves using insurance to help ensure your lifestyle isn’t compromised by events beyond your control.

Insurance is the cornerstone of a comprehensive financial plan, and it is important that you determine which strategy suits you best.

Phone [08] 9379 3555 or email steve@blizard.com.au for an obligation free appointment.

The internet's friendly reminder that life is slipping away

Canberra Cash Grab

Inactive bank & Super Accounts to be seized Households face losses of nearly $800 million of their aggregate savings, as new laws enables the cash-strapped Federal Government to seize cash from inactive bank and superannuation accounts. From ... read more

Portable trans-Tasman super breaks new ground

New Zealanders and Australians will be able to transport their super with them when moving between the two countries By Steve Blizard THE number of job-ready New Zealanders heading for Australia accelerated this year, with m... read more

How to stop the Federal Govt taking your super as their "revenue"

Paying for privilege of losing cash not so super for workers By Peter Costello Former federal treasurer 7 Nov, 2012 Sydney Morning Herald One of the accounting tricks the government announced in the midyear review was to take over ina... read more

Super Choice for WA State Public Servants starts 2 April 2012

WA's 153,000 public servants will finally have the right to manage their own retirement savings Super deal for public servants Rachel Donkin and Neale Prior, The West Australian 12 March 2012 WA's 153,000 public servants are about to get th... read more

New tax rules kick in

WELCOME to a new financial year Today coincides with huge changes to the tax scales and to superannuation, which makes it imperative that you look at your financial affairs to ensure you are in good shape for the future. For years marginal tax... read more

Central Bank inflation may take some time at arrive

Quantitative easing will lead to higher inflation…eventually By Steve Blizard Quantitative easing (QE) is an unconventional monetary policy used by central banks, such as the US Federal Reserve, to stimulate the economy when conventional m... read more

SMSFs most cost effective super vehicles

Reflected in ATO statistics SMSF members are paying the lowest super fund fees across the industry according to the most recent ATO figures The latest Australian Taxation Office (ATO) superannuation statistics have shown the self-managed super... read more

Lessons in a modern enigmatic China

An insider's view on China, that it is not always what it seems, challenges Western thinking. By Steve Blizard WA Business News Consultant and English language teacher, Joann Pittman, has spent the past 28 years living in three major Chinese ... read more

Super Choice for State Public Servants passes WA Parliament

GESB revamp allows exit option WA's 320,000 public servants have finally been given the option to take their retirement savings out of the State's biggest superannuation fund, after the long-awaited legislation passed through State Parliament yest... read more